Home Inspection Roof Va

A home inspection is a visual review of an entire property s main systems and components which evaluates the condition of its plumbing electrical hvac foundation and yes its roof too.

Home inspection roof va.

A home inspector s checklist is covers significantly more than a va appraiser s checklist which is only meant to be a broad evaluation of the property. Va buyers should know the differences between a va appraisal and a home inspection since the va only requires an appraisal for va loans. It evaluates elements of the home not covered by the va appraiser such as a full roof inspection and potential plumbing problems. Loan underwriters will also require a termite clearance.

But you should treat it that way. Imagine purchasing a home only to discover in six months that your roof is failing the wiring is on the fritz and the foundation is crumbling. Appraisal is not a home inspection while va assigned fee appraisers must note any readily apparent repairs that are needed it is important to distinguish the differences between a real estate appraisal and a home inspection report. Website hosted by home inspector pro home inspection website hosting admin login home inspections in chesterfield glen allen henrico midlothian powhatan goochland and all of central virginia.

Unlike the appraisal a home inspection isn t mandatory. Learn the differences between home inspections and va appraisals here. Home inspectors estimate is less than 4 years of life left on the current roof. This is pretty vague on life of the roof.

Passing a va loan roof inspection doesn t have to be difficult or worrisome. The fee appraiser will not perform operational checks of mechanical systems or appliances. A roof inspection puts just your roof in the hot seat instead of the entire home. For example if the inspector said the roof was in good condition but there was a leak months later during a big storm you would have to prove that nothing.

Those va roof requirements are to make sure that you purchase a home that is safe for the years ahead. Specializing in new construction and the building envelope. It s not a pretty picture. It s not required to move forward with the mortgage process but it s strongly recommended.

Consider the inspection and the guidelines set out in the va pamphlet 26 7 as an excellent lens through which to view potential properties. All i cound find from va is prevent entrance of moisture and provide reasonable future utility durability and economy of maintenance. By contrast a va home inspection is a top to bottom examination of the home. A home inspection and the va appraisal are not the same thing.

Va home loan inspectors will also check carefully for any holes in the roof that could lead to leaks and other defects that can severely damage and reduce the quality of a home.